Group Life Insurance - $10,000 Term Life
Carrier: Met LIfe Effective: 01/01/2005
100% Premium paid by FISD
Long-Term Disability
Carrier: ING Reliastar Effective: 9/1/2010
Effective on 91st day of total disability. Disability income
up to 40% of salary.
100% premium paid by FISD
Pre-Tax Benefit Plan - Section 125 (Cafeteria Plan)
Premium payments may be tax sheltered on the following benefits
paid by the employee:
Health, Dental, Vision and the Flexible Spending Plan (Unremibursed
medical, orthodontia, and dependent care)
*Plan year - September 1 through August 31.
Third Party Administrator
Boon-Chapman provides plan administration and technical
support services for the Section 125 (Cafeteria Plan) and the Flexible Spending Plan. www.boonchapman.com
Dental Coverage - Optional - Pre-Tax Deduction
Managed Care DHMD
Carrier: Humana/CompBenefits www.compbenefits.com / 1-800-342-5209
100% premium paid by employee. Premiums Effective September 1, 2010
Employee only - $6.15 per pay period
Employee + one - $10.41 per pay period
Employee + family - $14.42 per pay period
Elite Preferred 700 Indemnity Plan PPO
Carrier: Humana/CompBenefits www.compbenefits.com / 1-800-342-5209
100% premium paid by employee. Premiums Effective September 1,2010
Employee only - $16.16 per pay period
Employee + one - $31.09 per pay period
Employee + family - $49.08 per pay period
Vision Coverage - Optional- Pre-Tax Deduction
Carrier: Superior Vision www.superiorvision.com / 1-800-507-3800
100% premium paid by employee. Premiums effective 9/1/2010
Employee only - $3.41 per pay period
Employee + one - $6.37 per pay period
Employee + family - $10.65 per pay period
Health Insurance is available through TRS Active Care.
www.trs.state.tx.us/trs-activecare / 866-355-59999
Supplemental Group Term Life Insurance - Optional - After-Tax
Deduction
Carrier: Met Life Effective: 01/01/2005
You may purchase up to seven (7) times your annual salary or
a maximum of $300,000 which ever is less. $100,000 guarantee
issue for employees. Any amounts over $100,000 will go through
under writing. Premium are age rated.
Dependent Group Term Life Insurance - Optional - After- Tax
Deduction
Carrier: Met Life Effective: 01/01/2005
You must purchase the above supplemental coverage on yourself
in order to purchase dependent coverage on your spouse and /
or children.
Spousal coverage can be purchased up to 50% of the employee's
benefit amount up to $150,000. $50,000 guarantee issue for a
spouse. Any amounts over $50,000 will go through under writing. Premiums are age rated.
Dependent children coverage-
(A) $5,000 for children age 6 months to 19 years (up to 25 years
if unmarried and a full time student). Premium - $.45 for all children.
(B) $10,000 for children age 6 months to 19 years (up to 25 years
if unmarried and a full time student). Premium - $.90 for all children.
(C) $500 for children age 14 days to 6 months. Newborn children
to age 14 days are not eligible for a benefit
457 Plan - Retirement Savings Plan www.jemtpa.com / 1-800-943-9179
A 457 plan is an employer sponsored deferred compensation plan
that allows contributions to be made without federal income tax
withholding (pre-Tax) on contributions or earnings. FISD has
chosen the vendor for the district, but employees will chose
the funds that they wish to contribute to.
403B Individual Retirement Savings Plan www.jemtpa.com / 1-800-943-9179
A 403B is the same as the 457 plan in that it allows contributions
to be made without federal income tax withholding (pre-Tax) on
contributions or earnings. You must pick a TRS approved vendor
for your contributions.
* All information, dates, premium amounts, etc. are subject
to change. |